Introduction

We at ZUARI FOREX LTD understand how important and memorable each moment of your trip abroad is and so we present you with UTI BANK Travel Currency Card, a hassle free, secure and convenient way to carry money.

The Travel Currency Card gives you 24-hour access to your money. It enables you to withdraw money from any VISA - ATM as well as pay for all your purchases at VISA Merchants in any country you visit anywhere in the world.

Your Travel Currency Card saves you time and energy that you spend in finding money changers to encash your Traveler Cheques. So now you don't waste precious time and get the maximum from your trip abroad.

• Usage of your Card
• Benefits
• Reload Facility
• Use The Balance on your card the way you want to
• Tariff Sheet
• 24 - Hour Customer Service

Your Travel Currency Card can be used for making purchase at any of 12 million merchant outlets worldwide displaying VISA Electron sign

1. Look for a VISA/ VISA Electron sign at the point-of-sale merchant establishment. The Merchants must have an electronic point-of-scale card-swiping terminal.
2. Present your Travel Currency Card at the time of making payment for your purchase.
3. The merchant on an EDC terminal for authorization will swipe the card.
4. After successful authorization, a hold for the transacted amount will be first placed on your account. Your funds in the card will subsequently be debited for the transacted amount. Your purchase limit is equivalent to the balance on your card.
5. A sale slip will be generated.
6. Please check and sign the Sales Slip. Your signature must match that on the card.
7. Your purchase transaction is now complete. Ensure that your card is returned to you.

Benefits

Your Travel Currency Card gives you the following benefits as opposed to a Traveler Cheques.

1. Wider acceptance to over 12 million merchant outlets and 800,000 VISA - ATMs.

2. 24-hour access to your money.

3. Security through a 4-digit PIN to authorize ATM transactions.

4. Unlimited transactions (subject to balance on your card) in any denomination possible. Refund / Reload or simply store the balance in the card for your next trip or transfer to a Resident Foreign Currency Domestic Account

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Your Card is valid till the month and year indicated. During this period you can reload your Travel Currency Card With additional dollars as and when you want. All you need to do is fill up a reload application form and make payment in Indian Rupees for the dollars to be loaded and we will top up your existing Card. A small charge will be levied as per the tariff sheet

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If you have any balance remaining on your card after your trip you can choose any of the following options:

1. Maintain the Balance: You can choose to let the balance on your card remain (up to 2000$as per RBI rules) which can be utilized in any future trips abroad. The balance can remain till expiry of the card (as specified). Once your card expires you can get a refund from our branches or transfer the unutilized balance to a Resident Foreign Exchange (Domestic) RFCD US$ dollar Account.
2. Get a Refund: You can choose to surrender your card and get a refund from any of our Branches.
3. Transfer the Balance to a RFC(D) Account: You can also transfer the Balance to an RFC(D) Account denominated in Dollars. All you need to do is fill up a RFC(D) Account opening form at any Branches.
   
   

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You can reach us 24 - Hour any time of the day or night at 91-22-55987700.You can also e-mail your queries to travel.currency@utibank.co.in and we will be happy to assist you.
To locate a VISA - ATM in the city/ country visit the VISA website www.visa.com

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